UNDER COMMERCIAL INSURANCE WE OFFER THE FOLLOWING COVERAGES:
- General Liability: For any business
- Property Insurance: Covers the Dweling, Business Personal Property, Inventory, Loss of Rents or all four
- Apartment Buildings: Any rental building or rental property the insured owns. It can be insured for General Liability and Property.
- Vacant Property: General Liability & Property Coverage for Commercial properties that will be vacant)
- Builder's Risk: Property under construction or major renovations -The policy is fully earned, that means there will be no cancellation mid term if you finished construction before the policy term. In other words you bought 3 months of coverage and you finished in 2 months, you will not get the money back for the 1 month you did not use. The policy terms are from 3 months to 3 months. After 18 months of coverage there will be no more policy renewals.
- General Contractors: Contractors building single family, condos and townhouses. There is an extensive application to fill out as to jobs performed and general procedures.
- Sub-Contractors Liability: Plumber, Electrician, Handyman, Roofer, Landscape, Tile or Floor setter etc.
- Special Events: Concerts, fairs, craft shows, flea markets ect. Short term events.
- Glass & Signs Covereage: If your business has a lot of glass windows or doors it could be in a one floor dwelling or an office in a high rise.
- Equipment Floaters: Coverage for heavy equipment, music equipment or work equipment from a photographer or videographer
- Commercial Auto: Any vehicle used in the course of business
- Garage Liability: Coverage for Body Shops or Repair Shops
If you do not see the coverage you need, call us, we probably write it.
